australian-big-4-banks-naughty-or-nice

Australian Big 4 Banks – Naughty or Nice?

April 24, 2014

Given the recent December rate cuts, many Australians want to know whether if their bank was “Naughty or Nice.” Did they pass the rate cut in full? How long did it take for their banks to react? This Infographic answers these questions and shows that by delaying the passing of the December rate cut, the […]

A Credit Card Conundrum

A Credit Card Conundrum

March 16, 2013

Most credit card interest rates are pegged to the Prime rate — and traditionally, they have moved up or down in synch with it. In the past few years, though, that hasn’t been the case. Just the opposite: as the Prime rate has dropped from 7.75% in 2007 to 3.25% in 2011, the average credit-card […]

Will I get a good rate?

Will I get a good rate?

September 3, 2012

That depends on your credit score. The current interest rates for a refinance quoted on major financial web sites can only give you a general idea of what interest rate you might be able to get. And if you don’t qualify for the best interest rates, is it still worth refinancing? Source