How the Cut in Debit Card Swipe Fees Will affect you

March 4, 2014

Paying with plastic — credit and debit cards — clearly has a price. It costs retailers roughly $2 for every $100 spent. So, when you buy something for $100, the seller actually gets paid $98. Interchange fees are subtracted on the front end, as explained in this infographic: Source


The Truth About Free Credit Reports

February 15, 2014

We’ve all seen the commercials about free credit reports involving pirates and renaissance fairs, but what’s REALLY behind those gimmicks? Check out this infographic to find out more! Source


The Anatomy of a Cell Phone Bill

January 25, 2014

What are you paying for? This infographic breaks down all the fees and charges on a typical cell phone bill and highlights some things you pay for that you may not be aware of. Pay-per-use data access charges can rack up quickly if you’re charged by the kilobyte and if you’re on a cruise, you’ll […]

The Descent into Credit Card Debt Hell

The Descent into Credit Card Debt Hell

April 4, 2013

Credit cards are great, aren’t they? Don’t pay attention to the smoke coming out of my ears. You can almost always get a new one with a 0% APR. What’s there to worry about if you miss a couple of payments? Oh, that’s just my bifurcated tail, nothing unusual. Even if you get behind with […]

Untangling Investment Fund Fees

Untangling Investment Fund Fees

November 1, 2012

With all the global economic turmoil, it is easy to forget the basics. We still need to save, if we can, for our futures. For property. For our children. For our pensions. We need our money to work for us, and not to be adversely affected by high emotion or panic. Source

Are Timeshares Worth The Cost

Are Timeshares Worth The Cost

June 26, 2012

Timeshares may be our business here at Direct Transfers but we still understand that they can be very confusing. With all the fees and special assessments spread out it can be hard to see where all your money went when you start finding yourself short at the end of every month. Source