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Time is Money: Cell Phone Minutes as a New Currency

May 31, 2014

Talking with other travelers while on the road is probably one of my favorite ways to learn about new ideas and gather material to write about. I heard about the mobile banking phenomenon from Jason, an American teacher from Colorado via Costa Rica. While online purchases have increased dramatically in developed countries over the past […]

why-credit-scores-reign-supreme-todays-economic-climate

Why Credit Scores Reign Supreme in Today’s economic climate

March 26, 2014

Credit scores are king today. Mortgage lenders, auto finance companies and even employers rely increasingly on these three-digit scores to determine who gets money and at what interest rates. A bad credit score could keep you from buying that dream home or being able to finance that new car. Source

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Online Advertising For Financial Services

February 17, 2014

As the bulk of financial services moves online, display advertising becomes a strategic marketing channel. For stats and trends on this phenomenon that keeps popping up everywhere, read on. Source

debt-management-plan-benefits

Debt Management Plan Benefits

October 20, 2013

Depending on your circumstances, a debt management plan could benefit you as an ideal solution for your debt problem. CCCS has overseen thousands of successful DMPs in its time and as a charity does not charge an administration fee to set one up. Source

What Does Your Email Provider Say About You?

What Does Your Email Provider Say About You?

July 31, 2013

Having an AOL email address usually identifies you as a washed-up boomer or ’90s nostalgic. But according to this infographic from Credit Karma, your email provider also says a lot about your age, debt load and credit score. Watch out, Comcast users: you have the most total debt, and AOL isn’t far behind. We’ll stick […]

Minimum Payments Will Eat You Alive

Minimum Payments Will Eat You Alive

May 6, 2013

Think the credit card issuers are doing you a favor by letting you slide by on a $10 or $20 minimum payment? Think again. You might end up facing monstrous interest charges. Source

2010 Guide To Home Buying Tax Credits

2010 Guide To Home Buying Tax Credits

April 26, 2013

This infographic breaks down the most common and effective ways to get the most tax credits out of your home. Source

Resource Consumption by Country

Resource Consumption by Country

April 14, 2013

This infographic looks at US consumer spending habits according to age demographic and various categories. Some of the larger and most obvious areas where money is spent are food, housing and utilities while some of the smaller categories include alcohol, tobacco, and reading. Source

Credit Report 101

Credit Report 101

April 14, 2013

Your credit history can have an impact on many things in your life including your job, home, and insurance. Those with little to no credit can find the process of building credit daunting. However, it is vital to ensuring your future. Here are some basic steps anyone can take to build their credit score. Source

The Weekly Credit Loan Report

The Weekly Credit Loan Report

April 12, 2013

The national annual percentage rate on credit cards remained steady last week at 14.96%. Americans currently save about 5% of their earned income, and they’ve been able to pay off household debt in amounts that have created an 8.6% rate of decline in total debt since 2008. In comparison, the United States accrues an extra […]

The Descent into Credit Card Debt Hell

The Descent into Credit Card Debt Hell

April 4, 2013

Credit cards are great, aren’t they? Don’t pay attention to the smoke coming out of my ears. You can almost always get a new one with a 0% APR. What’s there to worry about if you miss a couple of payments? Oh, that’s just my bifurcated tail, nothing unusual. Even if you get behind with […]

Solving the Credit Card Puzzle

Solving the Credit Card Puzzle

April 4, 2013

For most of us credit cards are just a way to put off actually paying for something we really want right now. This infographic pieces together your credit score for you so that it doesn’t just look like a bunch of numbers strung together. When compiling your credit score it looks at the types of […]