Why Credit Scores Reign Supreme in Today’s economic climate
March 26, 2014
Credit scores are king today. Mortgage lenders, auto finance companies and even employers rely increasingly on these three-digit scores to determine who gets money and at what interest rates. A bad credit score could keep you from buying that dream home or being able to finance that new car. Source
The Descent into Credit Card Debt Hell
April 4, 2013
Credit cards are great, aren’t they? Don’t pay attention to the smoke coming out of my ears. You can almost always get a new one with a 0% APR. What’s there to worry about if you miss a couple of payments? Oh, that’s just my bifurcated tail, nothing unusual. Even if you get behind with […]
U.S Credit Rating
February 8, 2013
This infographic provides information for the U.S credit rating using Dagong Global rating and New York Standard and Poor’s rating,and shoes how it compares with that of the rest of the world. It also explains the implications on the U.S if there credit rating drops even further. Source
The Bad Credit Survival Guide
January 30, 2013
We all know that having bad credit can cause a lot problems in life, but what’s the best way to get out of this jungle? Use this step-by-step guide to navigate your way to better credit. Source
The History of Credit and Credit Scores
December 17, 2012
Credit Cards are a dominating part of today’s life and purchasing. This infographic provides a brief history of credit card laws, the advent of credit scores, and the effects that credit score has on purchasing power. Source
Your credit score and why it matters
September 22, 2012
Credit scores are like permanent records at school: they’re a summary of how well you pay your bills, how likely you are to pay loans back, and how much credit you can receive, and they follow you around wherever you go. Good stuff, like getting a higher credit limit from a credit card and paying […]
National Credit Scores United States Vs. The World
September 20, 2012
This infographic provides a visual analysis on what the United States’ credit score would be based on how much money they borrow and owe. The infographic also analyzes credit scores of other countries and does a comparison with the United States. It shows that the United States credit score is far lower than many countries. […]
What’s With My Credit Score?
August 30, 2012
Credit experts agree: There are a multitude of factors that may impact your credit score. Some of these factors are completely obvious, but some may come as a surprise. For example, did you know that your report could contain information that’s not even yours? If so, incorrect information like that can certainly have a big […]
How Moving House Can Affect Your Credit Rating
August 1, 2012
Specialist lender aqua card has released a graphic which will help home-movers understand the impact that moving house might have on their credit rating, and the steps they can take to minimise the damage. Source
Don’t Flush Your Credit Down the Drain
July 7, 2012
What would happen if you stopped paying those pesky credit card bills? Follow the pipeline below to find out. Source
How To Fix Your Bad Credit Score
May 12, 2012
Having a bad credit score can be detrimental to a person’s financial options. Imagine trying to apply for a personal loan or a mortgage, and being charged a higher interest rate, or worse still turned down completely, just because of your credit score. To have a bad credit score will just waste more of your […]