This infographic covers the overall cost of home ownership including all of the little details like homeowners insurance, utility rates, and more. The infographic starts with a simple list of national averages for mortgage ($1,687), homeowners insurance ($804), and purchase price ($304,000). It then goes on to break costs down by state, starting with average utility rates by state. Based on this information, Idaho has the lowest utility rates at 4.88 cents per Kilowatthour and Hawaii costs a whopping 21.45 cdents per Kilowatthour! Next, the infographic puts utility rates into further perspective by showing the national average utility rates when compared to the highest and lowest priced states.